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Richard Cordray, Director (Director for the customer Finance Protection Bureau) /S/

TOPIC: Reaction To Workplace of Inspector General Report No. OIG-16-001

Thank you for the possibility to review and react to the Report that is final of (Final Report) into The FDIC’s Supervisory method of Refund Anticipation Loans in addition to Involvement of FDIC Leadership and Personnel, made by the FDIC’s workplace of Inspector General (OIG). This response addresses the matters raised by the OIG for consideration while the FDIC’s response to the Draft Report of Inquiry on February 17, 2016, addressed the factual record.

FDIC Board report on Policy Matters Raised when you look at the Final Report

The OIG requested that FDIC look at the dilemmas included in the Final Report and apprise the OIG of any actions FDIC will need because of this. As a result, the FDIC Board of Directors (FDIC Board or Board) will undertake overview of the issues that are key when you look at the Final Report for consideration. Being a kick off point, the FDIC Board reiterates its dedication to the Mission, Vision, and business Values regarding the FDIC. Also, the FDIC Board commits to review and think about the following issues:

• the clarity and sufficiency of parameters placed on the utilization of ethical suasion, or its equivalents;

• the adequacy of current automobiles for examiners as well as other employees to report whatever they think become actions that are inappropriate way;

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